Are you shopping for your first home? Talk to a mortgage broker. We can help you find better interest rates or improved loan terms over those the big banks offer. You could qualify for a far lower interest rate than what the big banks are offering. Furthermore, a mortgage broker can help you get a loan to cover the difference between your down payment and the 20% threshold required to eliminate PMI. They can connect you with lenders who will accept gifts from family or donations from charity to fulfill down payment requirements.
Mortgage brokers often work with the self-employed who are considered a greater credit risk by lenders. We can help you buy your first home despite having seasonal income or earning $5000 one month and $2000 the next. No matter your situation, Continental Mortgages is ready to guide you through the home-buying process.